Colonial Mortgage Capital

Making Your Dream Home An Affordable Reality

Selling or
Buying a home?

Schedule A Meeting!

How Can We Help?

Colonial Mortgage Capital provides continual financial guidance to help you manage your debt, make the best financial decisions, and save money; even after you move into your new home.

Let's Get Started!

Starting The Process

FIRST TIME HOMEOWNERS

You're ready to start your life as a home owner. The first time can be an intimidating experience, but it doesn't have to be.

TYPES OF MORTGAGES

There are many different types of mortgages, but they can all be categorized into two main groups: fixed-rate and adjustable rate.

MORTGAGE REFINANCING

If you are looking to lower your monthly mortgage payments, then refinancing might be the right choice for you.

Getting Started. Apply Today!

Colonial Mortgage Capital is your online resource for a stress-free process and amazing services. Home Purchase, Refinance, and VA Programs Available. Refinancing Your Mortgage May Lower Your Monthly Payments.

Andy Sikora

Colonial Mortgage Capital, Owner

Branch Manager and Certified Mortgage Advisor

One of the biggest decisions you will make is whether to buy a home. What if you make the wrong decision?

The process is complex, with many details to consider. There’s a lot at stake. This causes many people to feel overwhelmed and financially unprepared.

I understand how you feel and believe you shouldn’t have to go through this process alone. When you work with me, you can be confident that you will make the right decision and be able to answer these four important questions:

1. Is now the right time for me to buy a home?

2. What will be my monthly payment?

3. How much money will I need to buy a home?

4. How will this home purchase impact my wealth over time?

Let’s talk, answer your questions, and put together a home buying plan that’s right for you.

What Our Home Owners Say About Us?

With over 25 years of experience, Colonial Mortgage Capital guides you through the path to home ownership, making buying the home of your dreams an affordable reality.

Colonial Mortgage Capital is absolutely amazing. This was my first mortgage experience, and Andy was knowledgeable, kind, and supportive. He worked with me until I understood all aspects of the process, got the rates I needed, and had the best deal possible. I recommend him 110%!

~ Erika R.

“Andy is the man! This is the 2nd time I have used Colonial Mortgage Capital’s expertise, and just like the first time, the experience was awesome. Real professional, always puts the customer first, always looking out for your interest.”

- Ray M.

“Andy and his team provided us with a great rate, excellent communication, and were always available when we needed them. We were totally impressed and had an outstanding experience! Colonial Mortgage Capital was spot on from start to finish. I would recommend them to anyone!”

- Peter D.

Resources To Help You Navigate The
Home Buying Process

Owning Your Dream Home Has Never Been Easier

We understand that buying a home is a big step. You may feel intimidated and question if you are financially prepared to own your home. The good news is, you don’t have to figure it out on your own.

With over 25 years of knowledge and experience, Colonial Mortgage Capital is one of the highest customer-rated independent mortgage brokers in Virginia.

We have helped more than 1,500 families, couples, and first-time homebuyers purchase their ideal home and build the foundation for financial independence.

Schedule a free consultation and learn how our low-cost financing options, Buy & Borrow Smart Plan, and step-by-step instructions can help you determine when you’re truly ready to purchase a home.

Getting Started. Apply Today!

Colonial Mortgage Capital is your online resource for a stress-free process and amazing services. Home Purchase, Refinance, and VA Programs Available. Refinancing Your Mortgage May Lower Your Monthly Payments.