Making Your Dream Home
An Affordable Reality

Buying or Refinancing a Home?

Schedule A Meeting!

How Can We Help?

Colonial Mortgage Capital provides continual financial guidance to help you manage your debt, make the best financial decisions, and save money; even after you move into your new home.

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Starting The Process

Andy Sikora

Colonial Mortgage Capital

Branch Manager and Certified Mortgage Advisor

One of the biggest decisions you will make is whether to buy a home. What if you make the wrong decision?

The process is complex, with many details to consider. There’s a lot at stake. This causes many people to feel overwhelmed and financially unprepared.

I understand how you feel and believe you shouldn’t have to go through this process alone. When you work with me, you can be confident that you will make the right decision and be able to answer these four important questions:

1. Is now the right time for me to buy a home?

2. What will be my monthly payment?

3. How much money will I need to buy a home?

4. How will this home purchase impact my wealth over time?

Let’s talk, answer your questions, and put together a home buying plan that’s right for you.

What Our Home Owners Say About Us?

With over 25 years of experience, Colonial Mortgage Capital guides you through the path to home ownership, making buying the home of your dreams an affordable reality.

“Andy is the man! This is the 2nd time I have used Colonial Mortgage Capital’s expertise, and just like the first time, the experience was awesome. Real professional, always puts the customer first, always looking out for your interest.” - Ray M.

~ Ray M.

“I have financed my house five times in 17 years, always for better terms and always with Andy. He was always able to find a better rate and terms that saved me money overall and expedited the payoff of the principle as well.”

- Trushar P.

“I usually don’t take the time to give a testimonial, but I had to for Andy Sikora. He just amazed us with his client service and how detailed he was every step of the way. Every time I called, emailed or texted, within minutes I had a response. We highly recommend Colonial Mortgage Capital to our friends, family, and anyone looking for excellence.”

- Lisa B.

Resources To Help You Navigate The
Home Buying Process

Owning Your Dream Home Has Never Been Easier

We understand that buying a home is a big step. You may feel intimidated and question if you are financially prepared to own your home. The good news is, you don’t have to figure it out on your own.

With over 25 years of knowledge and experience, Colonial Mortgage Capital is one of the highest customer-rated independent mortgage brokers in Virginia.

We have helped more than 1,500 families, couples, and first-time homebuyers purchase their ideal home and build the foundation for financial independence.

Schedule a free consultation and learn how our low-cost financing options, Buy & Borrow Smart Plan, and step-by-step instructions can help you determine when you’re truly ready to purchase a home.

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